Monday, January 20, 2025

2025 NY Resolutions for Home Buyers & Sellers - TIP #2

 

Tips for Home Buyers

2. Monitor Your Credit

Credit scores can be tricky, but they’re critical for securing favorable mortgage rates. Therefore, aim for a score of 720 or higher to access the best deals. 





Here’s how to get there:

   - Pay your bills on time

   - Keep credit card balances low

   - Reduce your lines of credit to three or fewer

   - Check your credit report regularly for accuracy



Tips for Home Sellers

2. Set a Time Frame

If you have a target move date, establish your timeline early. For instance, account for:

   - Time to list and sell your home

   - The closing process

   - Your personal transition to a new property

We can help you back into an ideal timeline.


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