2. Credit Rating/Credit Clean-up
Have you checked your creditworthiness lately?
If you haven’t, do it right now, as most lenders use this score and other factors like the debt-to-income ratio to determine your mortgage worthiness.
Remember the utility bill you failed to pay a few years back? Such histories of non-payment may come back to haunt you later in the form of a negative credit rating. Eventually, you may fail to qualify for the mortgage. Before your credit rating goes wrong, clean it up to qualify for a great mortgage.
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